Renovation-related financing can wrap improvement costs into the mortgage conversation instead of juggling a separate consumer loan. Pathways commonly discussed (availability varies):
- FHA 203(k): Purchase or refinance paired with repair/improvement scope under FHA guidelines.
- Fannie Mae HomeStyle®: Conventional renovation options for cosmetic through more substantial work, when the project and borrower fit program rules.
- Conventional renovation structures: Smaller-scale improvement plans that may fit a conventional pathway.
Expect questions about contractor bids, project scope, draws, and timelines — especially on older Ocala and Marion County homes. Lori can help you list the right questions before you write an offer on a fixer. Educational only — not a commitment that a specific program will be available for your property.
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Educational information only. Not a commitment to lend or a guarantee of approval. Mortgage products are offered through PrimeLending. All loans are subject to credit approval. Lori Meaney · NMLS #1132235.
